Cash Optimisation Review

Your money. Working properly.

We guide and facilitate access to institutional solutions that generate significantly more income, or stronger growth, than most people have ever been shown — with full clarity on risk.

Start My Review → I am an accounting or tax adviser
35+
Global banks in our network
100%
Capital protected on most solutions
€100k
Minimum to get started

Corporate cash. Or your portfolio.
Same process. Same institutional access.

Most people have never seen what the institutional market offers. We make that visible — whether your capital sits in a business account or a personal investment portfolio.

Corporate cash

Cash sitting in your business account earning very little is one of the most common and most overlooked opportunities we see. We review what you have, run a competitive process across 35+ banks, and show you what is genuinely available — income targets from 4.5%, with full capital protection.

Review my corporate cash

Build or improve your portfolio

Already investing and wondering if it could work harder? Or starting fresh and looking for a clear, structured approach? We review your current position and show you how growth, income, or a combination can be structured with a predefined risk level and no surprises.

Review my portfolio

Income. Growth. Or both.

Every solution we facilitate is built around what you want to achieve. You tell us your goal — we show you what the institutional market can build for you specifically, and what that would have looked like historically.

Income
6%+
target annual income, capital protected

Make your cash work significantly harder

Most banks pay you a fraction of what the institutional market makes available. We target income of 6% and above — with capital protection built in — through solutions your bank will never show you.


All income solutions carry full capital protection. Your capital is always returned at maturity — the income rate may vary by solution, but your money is safe.
Growth
10%+
target annual return over an investment cycle

Participate in the world's largest markets — with a known downside

Participate in the growth of the largest markets and assets in the world — with a predefined maximum loss you agree in advance. In a down market, you know exactly what happens. In a rising market, you ride it fully. We show you exactly how this would have performed over the past 10, 20 and 50 years for your chosen market.


Your maximum downside is defined before you invest. No surprises. Over a medium to long term, the compounded return is exceptional.
Income + Growth
7–8%
target total return — income plus growth potential

Income now. Growth potential built in.

Some clients want regular income but do not want to give up on capital growth. We build solutions that provide income in stable or rising markets — and protect capital in falling ones — so you get clarity across all scenarios.


Typically ~4–5% income target, with additional growth potential depending on market conditions.

We can also build solutions linked to specific sectors, indices, or companies you believe in. You do not have to choose from a fixed menu — you tell us what matters to you and we show you what is possible. This is the institutional experience most people have never had access to before.

Four steps. One outcome.

We guide and facilitate. You decide. The whole process from first call to seeing your options typically takes around one week.

01

You tell us what you need

A 20-minute call. No preparation needed. We ask about your cash position or portfolio, your timeline, and what matters most — income, growth, or a combination. That is the brief.

02

We run the competitive process

Your brief goes to 35+ of the world's leading investment banks simultaneously. Each bank knows the others are competing. That single fact changes what they offer.

03

You see exactly what exists

We present the best options — clearly explained, with defined returns, defined risk levels, and defined outcomes. We also show you the historical back-test so you can see how each solution would have performed.

04

You decide — with complete information

We guide. You decide. No pressure, no obligation. When you are comfortable with what you see, you choose which path to take. Your capital, your decision.

See your gap in 60 seconds.

Enter your position and current return. We show you what a competitive process could produce — this year and over five years. Illustrative only — not financial advice.

Illustrative only. Returns reflect current institutional market ranges and are not guaranteed. Not financial advice.

Enter your figures and click calculate to see your gap.

Clear pricing. Full guarantee.

A fixed fee for the review. If we cannot identify improvements that would reasonably offset the fee within 12 months, we refund it in full.

Standard
€2,500
Capital position up to €2M. Includes: full competitive review across 35+ global banks, idea generation and solution design, testing and presentation of options, adjusting offers based on your specific goals, review of targeted outcomes across scenarios, and finalisation of the solution you choose.
Significant
€5,000+
Capital position above €2M. Fee agreed individually based on complexity and scope. Same comprehensive process, same guarantee, same institutional access.
Account opening
€500
Only if needed. Assistance with international investment account opening for clients who require a dedicated account to access institutional solutions.
Full money-back guarantee. If we cannot identify improvements that recover the review fee within 12 months, we refund it in full. No questions asked.

What changes when you run a competitive process.

Every outcome below is real. All clients are anonymised.

Europe — Business owner
0.4% → 4.5%+
Improve yield on cash in account
A European business owner had accepted 0.4% for years, negotiated with their bank to reach 0.5% — and thought that was a win. A competitive process returned a capital-protected solution at over 4.5% annually, backed by an investment-grade institution.
European corporate client
Central Europe — Business owner
0.5% → 5%+ income
Structured income with capital protection
A business owner with significant capital was uncomfortable with markets and unwilling to risk capital. A structured income solution was built across multiple tranches — blended return moved from under 0.5% to approximately 5%, with full capital protection throughout.
Central European business owner
Southern Europe — Portfolio
Stock market returns. Capped downside.
Portfolio growth with a defined risk level
A portfolio owner looking for genuine growth without open-ended downside. We built a participation solution generating over 8–10% target returns over an investment cycle — with a maximum downside of 10%. Over the medium to long term, the compounded return is exceptional, particularly due to the downside protection element.
Southern European portfolio client
Europe — Portfolio
Income + growth combined
Income now. Growth potential built in.
A portfolio investor looking for income but with ambitions for capital growth too. We built a set of solutions providing around 6% income in stable markets, with full downside protection and meaningful growth potential if markets performed well. Tailor-made to the outcome the client wanted to achieve across different time periods.
European portfolio client

Book your 20-minute review — no pitch, no obligation.

We ask the questions — you leave with a clear picture of what is available for your capital. No preparation needed. Typically takes around 20 minutes.

On the call we cover
  • Your current cash or portfolio position
  • What you are looking to achieve
  • Income, growth, or a combination
  • Your timeline and any constraints
  • Next steps and what to expect
Pick a time that suits you. The calendar shows all available slots in your local timezone.
Book My 20 Minutes →
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For accounting & tax advisers

Your clients have this opportunity. Now you can offer it — without adding any work to your firm.

No investment advice required from your side
You earn 40% of every review fee
Full money-back guarantee protects every client you introduce
Your client relationship stays entirely with you
See the Partner Programme →